Protect your expensive car remote with one of our covers.
Car key cover replacement.
Does insurance cover car key replacement.
The first fobs were add ons and meant to be a convenience.
The key can also be used to unlock the doors.
Whether your insurance covers lost or stolen car keys depends on the type of insurance you have.
Check your car s warranty car insurance policy auto club membership or extended warranty coverage to see if it ll pay for a replacement key fob or will provide partial reimbursement.
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The maximum amount insurers would pay out to replace your car keys varied a lot so carefully read your policy to find out what you re covered for only 22 would pay out 1 500 or.
The coverage for your car keys is known as key replacement cover in car insurance.
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If the insured had comprehensive coverage under his or her auto policy the theft of the key would also have been covered under that.
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Of 349 comprehensive car insurance policies 59 would cover you as standard if you lost your keys and 89 of policies will cover you if your keys are stolen.
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If you lose just the fob you re ok.
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You can still use your key to unlock your car and start it.
Theft is a named peril under the homeowner contract so we would cover the replacement cost of the key as a piece of personal property.
So for example your pocketbook or gym bag is stolen with your car key in it.
Key replacement cover is an add on to your car s comprehensive insurance policy and not a standalone cover.
If you lose it.
They can lock and unlock your vehicle but you still use a traditional key to start the car.